Financial Crime Risk Oversight Specialist (1959)

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We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Department Overview

The TDBG Global AML Compliance Department is accountable for establishing TDBG's Global Anti-Money Laundering and Anti-Terrorist Financing Program (AML/ATF) to ensure that all TDBG businesses remain compliant with AML/ATF regulatory expectations in all jurisdictions where TDBG operates. This includes setting consistent standards across business segments that may be further tailored to specific business or jurisdictional requirements; conducting annual enterprise-wide AML risk assessments; maintaining the Global AML Policy (including Know Your Customer (KYC) and Enhanced Due Diligence, record keeping & retention requirements); currency transaction and suspicious transaction monitoring and reporting; screening TDBG customers against regulatory watch lists; a hierarchy of designated AML officer functions; enterprise-wide and specialized AML training of employees; and independent AML testing.
Job Description

The Senior AML Analyst reports to the Senior Manager, Surveillance Strategies and Optimization (SSO) in AML Operations and will assist the team in optimizing the solutions supporting the bank's customer and transaction surveillance obligations such as customer risk rating, customer name screening, transaction monitoring and regulatory reporting.
The individual is responsible to support the execution of the strategies which ensure centralized transaction monitoring, watch list screening of customers and customer risk rating processes and automated solutions are operating effectively and optimized. The individual will work closely with internal and external business partners including AML Program Development, AML operations and GAML Advisory teams on these initiatives.
Roles and Responsibilities:

• Act as Subject Matter Expert on transaction monitoring, the identification of high risk customers and/or screening of customers against various watchlist (i.e. Sanctions and Politically Exposed Persons).
• Provide advice, guidance and support in executing strategies to ensure the centralized monitoring systems are operating effectively and optimized.
• Conducts data analysis and develops risk appropriate recommendations for the detection of ML/TF/sanction risks including the creation of new rules, scenario and monitoring methods.
• Perform periodic reviews (qualitative and quantitative) on existing centralized surveillance monitoring for transaction monitoring, customer risk rating and customer screening.
• Identifies opportunities to optimize centralized automated surveillance systems.
• Provide support on activities to ensure compliance with TD's Model Risk Management requirements.
• Participate fully as a member of the team, support a positive work environment that promotes quality, innovation and teamwork and ensure timely communication of issues.
• Keep current on emerging ML/TF trends and regulatory requirement changes.
• Contribute to the development of strategies and planning for the team.
• Builds and maintains strong working relationships with key stakeholders including partners in GAML and technology teams.

Job Requirements

• Possesses strong understanding of money laundering (ML), terrorist financing (TF) and sanctions risks, TD business lines, TD's existing technology and processes and industry best practices in this area.
• Strong research and analytical skills, ability to organize and bring order to data and information to draw conclusion and make appropriate recommendations.
• Minimum of five (5) years AML compliance experience in the financial services industry or equivalent.
• Strong relationship management skills.
• Strong written and verbal communication skills, including drafting presentations.
• Highly organized, and independent who thinks critically and can manage multiple initiatives.
• Ability to work effectively in a fast paced environment while demonstrating flexibility to adjust to changing work priorities.
• Proficient in MS Word, Excel and PowerPoint.

Inclusiveness
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):