Associate, Consumer Credit

Who We Are: Hyundai Capital Canada (HCCA) is the Canadian captive finance business for Hyundai Motor Group. We go to market under the service brands Hyundai Motor Finance, Kia Finance, and Genesis Finance. Through a network of over 450 Hyundai and Kia dealerships nationwide, we provide indirect vehicle financing and leasing solutions to consumers and commercial customers.

Employee Value Prop and Culture: Our employees contribute every day to a culture that is fast-paced, dynamic, energized, agile, and collaborative. From our various employee programs to the unique design of our offices, we strive to foster a connected, fun, positive, and rewarding company culture where employees feel appreciated for their contributions, proud of their company, and passionately invested in HCCA's success.

Global One Company: Many countries. One identity. Hyundai Capital has offices across the world, including South Korea, the United States, China, the United Kingdom, Germany, and Brazil. Our work environments are designed with specific themes in mind to achieve a consistent global identity that reflects our values: simplicity, collaboration, elements of nature, and symmetry.

Position Details: This position involves the purchase of sales finance contracts from franchise automobile dealerships. Analysis is done to determine whether the loan applicant meets acceptable underwriting standards. Underwriting is done using an automated credit system.

Duties and Responsibilities:

• Review and analyze loan applications to ensure they meet underwriting standards while maintaining a high level of service to internal and external customers.
• Balance the demands of production, sales support, risk management, and quality assessments.
• Build and maintain proactive relationships with automobile dealers.
• Foster positive working relationships with peers and Business Development Managers (BDMs).
• Provide backup support for team members and assist the Special Credit team with funding issues.

Work Experience:

• 2 to 5 years of Credit Analyst experience or equivalent education/experience.
• Knowledge of funding, credit scoring, and the credit review process.

Education & Certification:

• High school diploma required; college degree preferred.

Knowledge, Skills, & Abilities:

• Thorough understanding of credit analysis and loan documentation.
• Strong oral and written communication skills.
• Proficiency in Excel, Word, and Outlook.
• Self-starter with excellent time management skills.
• Strong interpersonal and team-building abilities.
• Coaching and feedback skills.
• Bilingual (French/English) is an asset.

Hyundai Capital Canada Inc. is committed to acknowledging applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.

Additional pay:

• Bonus pay

Benefits:

• Company events
• Dental care
• Extended health care
• Paid time off
• RRSP match
• Tuition reimbursement
• Wellness program
• Work from home

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday
• Morning shift

Work Location: Hybrid remote in Toronto, ON M5J 2M3