Risk Specialist - AML & Compliance

At ATB, we exist to make it possible for our clients, team members and communities. Our purpose is more than aspirational. It's a real commitment we live every day through our values (what we call the ATB ID ).

About

Life at ATB is about more than work. In fact, we’re consistently recognized as one of Canada's top employers thanks to our high-care, high-performance culture, upheld by the three commitments we make to our team members:

Impact in action: No matter where you are in the organization, you're empowered to make an impact in the lives of our clients and communities.

Thrive together: We want you—the unique, authentic you—to feel safe and celebrated at work. We're on a continuous journey to build the most flexible and inclusive programs.

Ready for tomorrow: We want to enable your success through interesting and challenging work, performance enablement, and learning and development.

About The Role

As ATB’s next Advisory Services Risk & AML Team; AML & Compliance Specialist you will be Reporting to the Director AML & Governance, and working with the Sr Manager AML. The AML & Compliance Specialist will work within the 1st line of defence team of Advisory Services Risk & AML, directly communicating with our client facing team members and their leaders. This role is responsible for supporting the oversight on business client files to ensure that related Anti Money Laundering Legislation and ATB Policy requirements are met.

As a Specialist you will need to work closely with multiple teams across ATB including: Business and Corporate Banking, Business Client Support, Business Solutions and the Chief AML Officer’s team for ATB. The role will require you to support training and coaching to the field as well as your fellow team members. You will be responsible for various projects within the Advisory Services Risk & AML team and a key stakeholder and subject matter expert supporting Risk and Compliance oversight objectives.

Advisory Services Risk & AML also supports Private Banking. Cross training is a part of the role and you will be expected to support Private Banking Advisors and Operations with their AML and high risk activity needs.

Accountabilities

• Act as a subject matter expert for all of Business and Corporate Banking, in regards to complex file inquiries or concerns or clarification on AML requirements, inclusive of High Risk Client types and processes
• Be able to work independently, and with other departments to complete projects related to change in processes, remediation activities and information gathering and research
• Participate with the evaluation of new client onboarding opportunities specific to High Risk industries; cryptocurrency, PSP’s, Challenger banks and BIN Sponsorships
• Conduct risk assessments and provide briefing notes pertaining to: Industries, Opportunities, Clients or specific topics identified by the business
• Responsible for providing expert levels of oversight and reporting on client files to ensure that ATB Advisory Services is operating within our risk appetite framework
• Understand FINTRAC regulations specific to High Risk Client entities
• Communicate with all levels of the business delivering findings or areas of improvement from reviews in a positive and supportive manner
• Be a key stakeholder in any development meetings for future changes to ATB processes
• Network and build solid relationships with other areas of expertise to gain a broader scope of risk initiatives ( CAMLO, ORM, Internal Assurance, OAG)
• Maintain “up to the minute” knowledge of policies and procedures; relative Regulatory and Operational requirements
• Share your expert knowledge of AML requirements and ATB policies with all team members, in person, in meetings or through presentations to the business
• Identify training opportunities, areas of risk exposure or other opportunities to minimize regulatory and operational risk
• Proactively mentor, train, and develop other members of the Advisory Services Risk & AML Team
• As a primary contact support partner requests when audits are conducted by providing supporting documentations, potential walkthrough of files and other ad hoc initiatives
• Tech savvy to create investigative summaries on complex onboarding structures
  
  

Skills, Experience & Requirements

• 3+ years of AML/Fintrac related experience
• ACAMS certification is an asset or desire to achieve
• Private Banking experience is an asset
• Business or accounting degree or diploma would be an asset
• Expert with G-Suite and additional Google tools (Data Studio, AppSheets)
• Exposure to Salesforce and financial monitoring tools an asset
• Excellent communication skills
• Ability to detect challenges and gaps into opportunities for future success
• Develop a strong understanding of ATB onboarding requirements, knowledge of entity types and understanding of high risk clients such as: cannabis, MSBs, e-commerce etc…
• Excellent knowledge of ATB’s Policies/ Business Rules and processes with the ability to deal with changes to same in a seamless fashion
• Exhibits a professional positive attitude, teamwork oriented workplace behavior, as well as being self-motivated and able to work independently
• Excellent communication, active listening and problem solving skills – to handle sensitive or moderately conflict-filled situations
• Be positive, find laughter and conversation even in the face of challenge and frustration
• A strategic thinker with the ability to work collaboratively with cross functional teams
• Manages stakeholder expectations and relationships for allied departments
• Tasks completed independently with minimal input from management
• Curious in nature to explore global AML changes that could impact Canada’s landscape
• Skilled in collecting data and using it to tell stories and identify opportunities
• Ability to provide professional feedback to foster good relations with all teammates
• Ability to be decisive, creative and flexible to meet the needs of the customer
• Strong administrative, analytical, and organizational skills
  
  

Don’t meet all the requirements on the list?

A resume only goes so far in expressing who you are and the unique perspectives you bring. If you believe your skills and experience align with the role—but you might not check all the boxes—we want to hear from you. We encourage candidates from all work backgrounds, equity-seeking communities and experience levels to apply. If you’re seeking a career where your drive, perspective and growth are celebrated, we want to hear from you.

We’re dedicated to building a workforce reflective of those within our communities, and a culture where our team members are equipped with what they need to succeed—their way. Part of creating an inclusive workplace is recognizing our role in advancing Truth and Reconciliation. We are committed to meeting and exceeding the standards set out in the Partnership Accreditation in Indigenous Relations program created by the Canadian Council for Aboriginal Business.

What happens next?

If you are shortlisted, you’ll hear from us after the posting closes. Check out our How We Hire page to learn more about our hiring process. If you need any accommodations throughout this process, please let us know at [email protected]

Stay in touch

We’re excited that you’re interested in a career with ATB. Follow us on LinkedIn , Facebook and Instagram to learn more about what our team is up to.