Accelerate: Commercial Banking New Graduate Development Program - Ontario 2026

Commercial Accelerate Program

Start Date: May 2026

Application Deadline: 11/03/2025

The Commercial Accelerate Program provides a dynamic start to your career at Scotiabank. At the heart of our identity, “Who We Are” encapsulates our dedication to serving as trusted advisors. Our team specializes in a broad array of services, including customized lending, deposit, cash management, and trade finance for mid to large-sized enterprises. Our goal is to help grow the Bank’s Commercial Credit Portfolio within a client-centric, growth-focused culture.

The Accelerate program offers a comprehensive journey for new graduates, combining rotational assignments with opportunities for personal and professional growth. In this role, you will join a fast-paced, client-centric, and collaborative environment within a pre-determined business line that will challenge you and provide you with opportunities to learn and grow into a Business Banker. The 9 to 12-month rotational program offers roles in various cities across Canada, with coach-supported opportunities to learn, practice, and apply the skills needed to excel in your assigned business line. You will also have access to skill-building workshops and challenging work-integrated learning opportunities that will rapidly accelerate your development.

We instill a winning culture and prioritize the continuous development, education, and wellness of our people. The Accelerate program offers unique rotations within areas such as Commercial Distribution, Roynat Capital, Global Risk Management, Real Estate Banking, Payments and Cash Management, and Agriculture Banking. You will have a dedicated Senior Program Manager who provides individual mentorship, coaching, and development to facilitate smooth rotations. This guidance is designed to equip you with the necessary skills and experience to embark on a successful career after the program concludes.

Is this role right for you?

• The ability to initiate, develop, and maintain productive relationships with Canadian business partners to successfully support the teams’ business strategies and objectives.
• A thorough understanding of methods to build and maintain an internal and external profile to identify new business opportunities and sustain revenue growth within a client portfolio.
• The ability to conduct an effective and detailed analysis, deal structuring, credit adjudication, and presentation of complex credit proposals, catering to both borrowing and non-borrowing clients.
• Awareness of sophisticated techniques and tools to help identify client business needs and deliver appropriate solutions.
• Advanced understanding of Bank lending policies and procedures, financial analysis, risk assessment techniques, collateral and security documentation and registration, collection, related legislation, and accounting practices.
• In-depth knowledge of the Bank’s operating policies and procedures and understanding of how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.

Skills and requirements

• An undergraduate or graduate degree in Business, Commerce, Finance, or Accounting completed between Fall 2024 and Spring 2026.
• A genuine interest and passion for Commercial Banking.
• Dedication to accuracy, a customer-focused approach, and a results-oriented mindset.
• High level of financial literacy with an understanding of financial statements, credit terms, conditions, and sales.
• Natural curiosity and passion for analytics and problem-solving.
• Strong organizational skills and the ability to prioritize work effectively and efficiently.
• Ability to thrive in a fast-paced, agile environment and manage multiple priorities efficiently.
• Excellent written and verbal communication skills for creating professional credit responses, presentations, and correspondence.
• Professionalism, high energy, resilience, and a strong desire to learn.

What’s in it for you?

• Join a diverse and inclusive team that values collaboration and innovation.
• Benefit from a dedicated Program Manager who will support your learning and development goals.
• Become part of a unique program cohort and connect with a bank-wide community of new graduates in Commercial Banking and TILT.
• Enhance your skills through customized workshops, executive masterclasses, leadership courses, and a comprehensive learning curriculum, including capstone projects.
• Receive individualized learning plans, mentorship opportunities, and exclusive access to leaders.
• Participate in the Accelerate and TILT Orientation, social events, wellness sessions, community outreach events, and TILT Learning and Development.

How do I apply?

For students applying to one of our TILT New Graduate programs we do not require resumes. Instead, you will complete the below as part of your application:

• Apply to the role through our career site. When the application asks for your resume, upload a screenshot of your past PLUM results.
• Complete a short one-way video interview here

Location: Barrie, London, Ottawa, Waterloo, Windsor, Ontario, Canada. This role provides city-wide opportunities across Canada in Commercial Banking.