Commercial Lines Underwriter at Schill Insurance

Commercial Lines Property & Casualty Underwriter

Location: Guildford, Surrey, BC Salary: $65,000 – $85,000 per year Schedule: Monday – Friday (37.5 hours/week) Job Type: Full-time, Permanent

The Role

As a Commercial Lines Property & Casualty Underwriter at Schill Insurance, you’ll play a key role in evaluating and underwriting commercial risks for our in-house programs. Working closely with Account Managers, clients, and insurer partners, you’ll assess submissions, determine eligibility, and make sound underwriting decisions that support profitable growth and long-term client relationships.

This role is ideal for an experienced Commercial Underwriter who enjoys balancing risk assessment with customer service and thrives in a collaborative, fast-paced environment.

What You’ll Be Responsible For

Underwriting & Risk Assessment

• Underwrite new and renewal business in accordance with company guidelines and program appetites.

• Evaluate submissions to determine eligibility, acceptability, and pricing recommendations.

• Analyze risks to support profitable premium growth and portfolio performance.

• Apply underwriting judgment while balancing risk acceptance and profitability objectives.

• Maintain complete and accurate underwriting documentation and policy records.

Portfolio Management

• Review and assess renewal business while supporting retention goals

• Monitor underwriting results and contribute to a profitable portfolio

• Maintain a strong understanding of commercial insurance products and coverage wordings

• Ensure policy data remains accurate, complete, and up to date

Client & Team Support

• Collaborate with Account Managers and internal teams to provide underwriting expertise and guidance

• Respond to underwriting inquiries and requests in a prompt, professional manner

• Provide technical advice, recommendations, and mentoring to team members as needed

• Build and maintain positive working relationships with internal and external stakeholders

Collaboration & Professional Development

• Work effectively toward team goals and business objectives

• Stay current on industry trends, insurance products, and underwriting best practices

• Continuously develop technical knowledge and underwriting expertise

• Support special projects and other duties as assigned by the Underwriting Manager

What You Bring

Must-Haves

• Level 1 General Insurance License

• Minimum 3-5 years of Commercial Underwriting experience

• Strong knowledge of Commercial Property & Casualty coverages and products

• Solid understanding of underwriting and pricing principles

• Excellent analytical, organizational, and decision-making skills

• Strong written and verbal communication skills

• High attention to detail and ability to manage competing priorities

• Proficiency with Microsoft Office applications, including Word, Excel, and Outlook

• Ability to work independently and collaboratively in a fast-paced environment

Nice-to-Have

• Prior MGA or Lloyd’s underwriting experience

• Level 2 General Insurance License

• Experience with Policy Works and/or EPIC broker management systems

At Schill Insurance, we’ve grown from a small, one-person office into a trusted brokerage with multiple locations across British Columbia. While we’re part of a larger national network, we’ve stayed true to our roots as a family-operated business that values people first.

Our culture is built on collaboration, curiosity, and continuous growth. We invest in our team through coaching and development—because when our people succeed, so do our clients.

Why Join Schill Insurance?

• Competitive salary and comprehensive benefits package

• Extended health, dental, vision care, and RRSP matching

• Paid education, licensing, and professional development

• Supportive, team-oriented work environment

• Opportunities for career growth and advancement

• Work-life balance with consistent scheduling and no Sunday shifts

• Three weeks (15 days) of vacation to start

• Three paid “You” days per year (one volunteer day, one personal day, and your birthday off with pay)

• $600 annual wellness spending account

As part of our hiring process, successful candidates must consent to a background/credit check and employment verification screening before starting employment.