Associate, Asset Based Lending - Commercial National Accounts

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line of Business: Credit Management

Pay Details: $76,800 - $115,200 CAD

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

TD Asset Based Lending (TDABL) provides dedicated relationship coverage to the larger commercial and corporate clients with asset-based loans. This client base is comprised of entities with annual revenues generally ranging from $30 million to $2 billion. The group consists of senior asset-based lending and commercial banking professionals who combine specific industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients.

This is an exciting entry point opportunity within TD Asset Based Lending. You will be mentored by a team of experts that structure deals for clients with complex and diverse credit and deposit / cash management requirements. The Analyst is responsible for:

• Supporting the team with portfolio expiry management and timely monitoring and control processes. This includes credit writing, monitoring trends in financial and collateral performance, as well as reviewing field audits and appraisals.
• Recommending credits to Associate Vice President / Senior Manager Commercial Credit.
• Supporting new business and CTP growth of the portfolio. This includes identifying business opportunities amongst existing customers as well as structuring competitive deals for prospective customers.
• Building new customer relationships and deepening existing relationships by consistently following the Commercial Sales methodology.

Job Requirements

Qualifications/Skills/Experience:

• Previous experience in commercial lending would be an asset.
• Solid credit, analytical, and problem-solving skills.
• Financial modelling experience would be an asset.
• Excellent communication and organizational skills.
• Strong team player, with an ability to work independently.
• Ability to engage in active dialogue with internal and external stakeholders (CCRM, Unit VP, clients, legal counsel, etc.).
• Ability to travel as appropriate.

Additional Information

An undergraduate or graduate degree in Business, Economics, Finance, or other quantitative discipline would be an asset.

Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support.

Our Total Rewards Package: Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.