Underwriting Consultant

The Underwriting Consultant will experience front line exposure, interdependence with a strong team of professionals, and opportunities both to learn from seasoned Underwriters and to mentor more junior staff. The main accountability will be managing underwriting risk which will drive profitable long-term financial results.

Position Responsibilities

• Establish rates and retentions for new and existing Group Benefit plans ensuring that the appropriate target profitability levels are achieved
• Provide internal account management to proactively manage and/or respond to client requests relating to pricing and benefit changes
• Demonstrate a keen understanding of liability associated with various group benefits arrangements
• Prepare quotation submissions, including responses to questionnaires
• Onboard new clients – develop complex client structures and applications
• Work with internal partners to ensure administrative and plan design features can be managed
• Improve operating performance that results in long term financial success
• Negotiate contracts - financial arrangements, benefit plan provisions, service and performance standard agreements
  
  

Required Qualifications

• Post Secondary education with an exceptional business, mathematical and analytical aptitude
• Deep understanding of the Group Insurance market, products and services
• Professional risk management expertise with demonstrated work related Underwriting experience within Group Benefits
• Proven ability to effectively partner with and support sales teams
• Excellent Microsoft Office skills with exceptional proficiency in Excel (data manipulation such as pivot tables) and Word
  
  

Preferred Qualifications

• CEBS, GBA certification is encouraged and recommended
• Ability to make well-balanced decisions that take effective risk management, financial discipline and customer needs into account
• Strong business acumen with ability to communicate complex financial concepts, analyses and results in a clear, concise, easy to understand manner (written and verbal) including the ability to interact with Senior Management, representatives from other Divisions and external customers
• Strategic and creative thinker focused on finding solutions to unique customer needs
• Confident and expert negotiator with proven ability to build relationships and influence decision making
• Persuasive communicator with an ability to clearly articulate ideas and present information within various levels of the organization
• Motivated self-starter and able to work independently in a fast-paced environment
• Demonstrated ability to produce quality materials within tight timeframes and simultaneously manage multiple priorities
• Bilingualism, French and English, is an asset
  
  

When You Join Our Team

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.
  
  

About Manulife And John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact [email protected].

Primary Location

CAN, Ontario - Full Time Remote

Working Arrangement

Remote

Salary range is expected to be between

$67,275.00 CAD - $112,125.00 CAD

If you are applying for this role outside of the primary location, please contact [email protected] for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact [email protected] for more information about U.S.-specific paid time off provisions.