Credit Analyst, Commercial Banking - Saskatoon or Regina

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Purpose
Contributes to the overall success of the Commercial Bank in Canada, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives while also ensuring all activities are conducted in compliance with governing regulations, internal policies, and procedures. The Credit Analyst (CA) provides the (Sr) Client Relationship Managers with support needed to service client requirements and new asks. This will include coordinating efforts with internal partners and directly reaching out to clients to address various activities such as collection/processing of financial reporting, satisfaction of funding requirements, onboarding needs and resolution of escalated client challenges. The role is specific to servicing of the Growth Segment and the less complex Core clients in Commercial Banking Distribution.

Accountabilities:

• Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.

• Working closely with (Sr.) Client Relationship Managers, the Credit Analyst (CA) is responsible for providing the following services to a portfolio of existing and prospective clients:

Deal Structuring & Credit Adjudication:

• Responsible for preparation of Credit Presentations.
• Assist with diligence and any other requirements necessary to obtain approvals.
• Ensure client files are complete and appropriately documented in various systems (e.g., SDR, e-tracker, etc.)
• Work hand in hand with the Sr. Credit Solutions Manager, if and when applicable, on larger more complex credit structuring deals.

Fulfilment & Funding:

• Coordinating efforts with the client and various internal partners (e.g., RBBO - BSC, EDDU, CRA, GBM) to ensure loan fundings are fulfilled as per customer expectations.
• Assist with completion of conditions precedent

Portfolio Monitoring:

• General support as necessary in the annual review process and other credit-related situations needed to maintain portfolio quality.
• Contact clients for financial reporting and spread Financial Statements, Projections and Borrowing bases, review results, escalate any signs of deterioration and update appropriate systems.

Servicing:

• Supporting their leadership team and team lead, as required
• Working closely with and supporting from time to time the (Sr) CRM and Service Specialist (SS) with servicing, non-credit and other servicing activities